bbb3601 wrote:Be that as it may, I was told in my region TU is the only report pulled. That was from their CS dept, an UW, and 4 dealers. Maybe something changed after you left?
This was recent, and I can assure you we had connections to all three bureaus and those routers had been up for a good long while 
TFS like every other major lender tends to pull regionally; however, they don't have to. If for example I moved to wherever you were, for the next few years there's still a good chance they'd pull EX for me... but that's because I've lived in Cali for the last 8 years and there's a reasonable assumption on the part of lenders that EX will have better data on me than either EQ or TU.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
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