04-06-2009 07:10 PM
What a drawn out process-
No offense to the OP, but if you read their past threads and comments:
1- They just became a member of NFCU.
2- They became a member through sponsorship by a person who had just became a member just to sponser the OP.
3- They do not have any banking relationship with the NFCU. (do they even have moe then the $5.00 in their account?)
4- They have no type of relationship history with NFCU.
5- The OP has a poor overall credit profile for securing a car loan.
I am sorry that there are hoops to jump through, but as a member i am glad they are attempting due dilligence.
I also think that anyone else I give NFCU advice to I am going to say that they should have some kind of banking relationship with NFCU, thriow some direct deposit in or something.
I still think the OP will be approved.
04-07-2009 08:26 AM
04-08-2009 07:09 AM
I had figured you would eventually get approved.
What was your amount, term, and rate?
04-08-2009 11:49 AM
04-12-2009 12:03 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.