What a drawn out process-
No offense to the OP, but if you read their past threads and comments:
1- They just became a member of NFCU.
2- They became a member through sponsorship by a person who had just became a member just to sponser the OP.
3- They do not have any banking relationship with the NFCU. (do they even have moe then the $5.00 in their account?)
4- They have no type of relationship history with NFCU.
5- The OP has a poor overall credit profile for securing a car loan.
I am sorry that there are hoops to jump through, but as a member i am glad they are attempting due dilligence.
I also think that anyone else I give NFCU advice to I am going to say that they should have some kind of banking relationship with NFCU, thriow some direct deposit in or something.
I still think the OP will be approved.
I had figured you would eventually get approved.
What was your amount, term, and rate?