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New Member
JMTNEVERTRUSTANOTHER
Posts: 3
Registered: ‎09-10-2013

NEED SOME HELP PLEASE

worked two and three jobs and trusted ex to manage credit and money,  huge mistake!  became very sick and as most RN's continued to work anyway.  medical issues got so bad was critically ill and then deserted by husband.  have been on fixed income for over three years, contacted attorney when my credit turned out to be a disaster with accounts opened in my name and not pd without my knowledge.  scores finally getting really decent numerous credit cards approved with pd as agreed.  TU 720, Eqfx fico 633.  need dependable crv. prefer new with 72 month loan.  WILL ANYONE FINANCE ME?  I NEED DECENT INTEREST RATE TO KEEP PAMENTS DWN.  

Judy T
Mega Contributor
Creditaddict
Posts: 18,902
Registered: ‎10-23-2007

Re: NEED SOME HELP PLEASE


JMTNEVERTRUSTANOTHER wrote:

worked two and three jobs and trusted ex to manage credit and money,  huge mistake!  became very sick and as most RN's continued to work anyway.  medical issues got so bad was critically ill and then deserted by husband.  have been on fixed income for over three years, contacted attorney when my credit turned out to be a disaster with accounts opened in my name and not pd without my knowledge.  scores finally getting really decent numerous credit cards approved with pd as agreed.  TU 720, Eqfx fico 633.  need dependable crv. prefer new with 72 month loan.  WILL ANYONE FINANCE ME?  I NEED DECENT INTEREST RATE TO KEEP PAMENTS DWN.  


well depending on your auto loan history your auto enhanced fico might actually be higher than these scores you posted.

Not sure where you live but someone like Burbank City Credit Union pulls TU only and the other nice thing is once you are approved they use your score ONLY to decide interest rate and you would be in tier 1 or 2 of the interest rates they offer so probably under 4%.

Also since you are looking for a Honda, I would start communicating through email with your local Honda dealership and find out if they pull just 1 credit report or 2 or all 3 and take your mid or highest, if you can get them to pull all 3 in your case and take highest it would probably be in your best interest and they could probably also have the best pull on getting you approved since they want to sell the car!

Fico Scores: EQ 657 Cabelas, TU 665 GE, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Valued Contributor
Remember0
Posts: 1,265
Registered: ‎02-12-2014

Re: NEED SOME HELP PLEASE

What is you gross (pre-tax) income like? And rent/mortgage?


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