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New Contributor
dchrist475
Posts: 73
Registered: ‎09-09-2010
0

NFCU Approval

I was recently approved for a $55000 6 year 3.79% apr for a new car from NFCU.

 

I only expect to use around 35K, but it was nice to see the approval with my score.


Starting Score: 469
Current Score: EQ 661
Goal Score: 720


New Contributor
vetstorm91
Posts: 50
Registered: ‎07-27-2010
0

Re: NFCU Approval

That's great congrats. Did you have previous auto loan nfcu? Do you have any negative marks? I am vet and thought about joining that credit union
New Contributor
dchrist475
Posts: 73
Registered: ‎09-09-2010
0

Re: NFCU Approval


vetstorm91 wrote:
That's great congrats. Did you have previous auto loan nfcu? Do you have any negative marks? I am vet and thought about joining that credit union
I had one previous auto loan but it wasnt with NFCU.  I have two collections from 3.5 years ago reporting.

 


Starting Score: 469
Current Score: EQ 661
Goal Score: 720


Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012
0

Re: NFCU Approval


vetstorm91 wrote:
That's great congrats. Did you have previous auto loan nfcu? Do you have any negative marks? I am vet and thought about joining that credit union

if you arent collecting a pension, or retired from the military I dont think Navy Fed would accept you. Theres a eligibility checklist on their site.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012
0

Re: NFCU Approval


iMacDrew wrote:

vetstorm91 wrote:
That's great congrats. Did you have previous auto loan nfcu? Do you have any negative marks? I am vet and thought about joining that credit union

if you arent collecting a pension, or retired from the military I dont think Navy Fed would accept you. Theres a eligibility checklist on their site.


active/retired military roommates and parents/siblings are enough to be eligable too

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
New Contributor
vetstorm91
Posts: 50
Registered: ‎07-27-2010
0

Re: NFCU Approval

[ Edited ]

navy.

Moderator
Revelate
Posts: 9,732
Registered: ‎12-30-2011
0

Re: NFCU Approval


vetstorm91 wrote:
That's great congrats. Did you have previous auto loan nfcu? Do you have any negative marks? I am vet and thought about joining that credit union

See if you're qualified, and if so, just join.  There's really no reason not to and they appear to be the most consumer friendly lender out there currently.  That may change over time, but for now, they're absolutely first rate and well worth joining.  From this forum they have some loopy success rate in terms of customers, something like 95% or more take the deal NFCU offers over anyone else, or their CC approvals just annihilate other lenders.

 

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Contributor
armyguy90
Posts: 77
Registered: ‎10-29-2009
0

Re: NFCU Approval

Thats a huge amount and a great rate! If you dont mind me asking, what is your annual income?

New Contributor
dchrist475
Posts: 73
Registered: ‎09-09-2010
0

Re: NFCU Approval


armyguy90 wrote:

Thats a huge amount and a great rate! If you dont mind me asking, what is your annual income?


135K


Starting Score: 469
Current Score: EQ 661
Goal Score: 720


Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: NFCU Approval

What kind of car will you get?

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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