11-17-2012 11:30 AM
Hey guys, got my Auto loan pre-approval back in October and I ordered the car. My loan has a 60 day pre approval period. I talked to the Volvo Customer Service this week and they said the VIN number will be available on 12/3/12 since that is when my car is scheduled to start being built at the factory...
Does anyone know if NFCU will re-pull credit in December when I use their "pre-approved" check for 45k at the dealership?
11-17-2012 04:57 PM
Pretty sure they will. They are pull happy.
Haha that's the truth! Anyone who took the initial pull and waited a month before using their.loan?
11-18-2012 06:34 AM
They didn't repull for me even after i requested an increase on the draft check..
11-18-2012 07:14 AM
11-18-2012 10:03 AM
I'm looking for a new/used card for my wife and I was thinking about going through Navy Federal for financing. How does it work when you receive the pre-approved check from them and go to the dealership to purchase the car? What happens to the excess funds if the car cost less than the amount approved on the check? Thanks.
11-18-2012 01:07 PM
12-05-2012 10:03 AM
My VIN is now available. I called to set up the appointment to go finish up the paperwork and sign the loan check over to the dealership. I'm hoping this happens tomorrow.
Wish me luck!
12-07-2012 05:25 PM
12-08-2012 01:35 AM - edited 12-14-2012 04:49 PM
Wow thanks for sharing. Ill make sure the dealer has the phone number to be able to call navy fed if they have any questions. My car has to be paid before I fly to Europe to go get it so I cant afford for the dealership to screw up!I handed the check over on Saturday. On Tuesday my husband and I had to go back to the dealership because we missed where we were supposed to sign. Anyways; we did that and so far no re pull! Keeping my fingers.crossed!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.