Reply
Regular Contributor
Posts: 201
Registered: ‎01-30-2008
0

NFCU Auto Loan Refinance

I got approved for a NFCU Visa with a $10,000 limit last week.  Today, I noticed that they have an offer to credit you $250 if you refinance your auto loan with them.  So, I applied to get my auto loan refinanced with them.  I'll let you all know the results.  I'm assuming if they approved me for the credit card then most likely I'll be approved for the auto loan.


Starting Scores:10/09/13 EX ???; EQ 661; TU 668
Current Scores: 11/23/13 EX 655; EQ 679; TU 705
Goal Scores:700+ for all
Take the myFICO Fitness Challenge
Valued Contributor
Posts: 1,057
Registered: ‎09-29-2009
0

Re: NFCU Auto Loan Refinance

Good Luck. NFCU can be a delightful group to work with. But also be aware that if you are brand new to them that they sometimes do not approve multiple products in a short time, unless your credit and income is stellar. But as you build a relationship with them you will find that they are normally unbeatable for the products that they offer.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

Starting Score: 500's
Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle)
Goal Score: 760 ALL


Take the FICO Fitness Challenge

Regular Contributor
Posts: 201
Registered: ‎01-30-2008
0

Re: NFCU Auto Loan Refinance

 


HoldingOntoHope wrote:

Good Luck. NFCU can be a delightful group to work with. But also be aware that if you are brand new to them that they sometimes do not approve multiple products in a short time, unless your credit and income is stellar. But as you build a relationship with them you will find that they are normally unbeatable for the products that they offer.


Thank you!  They offered me a rate that is higher than my current apr for my auto loan.  So, I won't be refinancing.  But when it comes time for me to finance a vehicle again, I'll definitely look to NFCU first (especially as I get a longer history with them).


Starting Scores:10/09/13 EX ???; EQ 661; TU 668
Current Scores: 11/23/13 EX 655; EQ 679; TU 705
Goal Scores:700+ for all
Take the myFICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.