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Established Member
codehavoc
Posts: 22
Registered: ‎12-12-2013

NFCU Auto Loan

Any good experience with NFCU auto loans Im thinking about getting one and would like to know what was your credit score and what credit bureau they pull from, and your APR. I would like to get a 25000 loan but don't want to pay more then 300 a month (350 Max) haha


Starting Score: TU 692 Ex 682 Eq 582
Current Score: TU 692 Ex 682 Eq 582
Goal Score: TU 700 Ex 700 Eq 650


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Mega Contributor
Creditaddict
Posts: 16,884
Registered: ‎10-23-2007

Re: NFCU Auto Loan


codehavoc wrote:

Any good experience with NFCU auto loans Im thinking about getting one and would like to know what was your credit score and what credit bureau they pull from, and your APR. I would like to get a 25000 loan but don't want to pay more then 300 a month (350 Max) haha


Umm have you used the payment calculator... that's not really a realistic number unless you do the crazy thing and take out an 84 months loan and qualify for Navy's best 3.99% making your payment about $342 on 84 months.

But I really wouldn't suggest taking out more than 72 and prefer 60.

 

you can always apply saying you don't know what you want yet and they will approve you for the most they can or you could ask specific for the $25k but not a paticular car yet and they will send you check.

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200

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