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NFCU - Great Refinance

Valued Contributor

NFCU - Great Refinance

I joined NFCU a couple of weeks after BK7 discharge.  Financed a car with Ford Motor Credit last summer (22K at 10.49% 60 months).  NFCU just refinanced at 5.99% 48 months, so I cut 5 months off my length for a $6.00/month increase in payments!

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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Re: NFCU - Great Refinance


chasmith wrote:

I joined NFCU a couple of weeks after BK7 discharge.  Financed a car with Ford Motor Credit last summer (22K at 10.49% 60 months).  NFCU just refinanced at 5.99% 48 months, so I cut 5 months off my length for a $6.00/month increase in payments!


Smart move, and a great deal you got! Congrats!

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