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chasmith
Posts: 1,018
Registered: ‎05-26-2010

NFCU - Great Refinance

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‎03-22-2011 06:26 AM

I joined NFCU a couple of weeks after BK7 discharge.  Financed a car with Ford Motor Credit last summer (22K at 10.49% 60 months).  NFCU just refinanced at 5.99% 48 months, so I cut 5 months off my length for a $6.00/month increase in payments!

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012 Gardening since 10/6/2012

Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 4/2/2011 EQ 682 1/14/2011 TU 665
Current Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Goal Score: EQ 700 TU 700
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LilMirth
Posts: 3,091
Registered: ‎08-09-2008

Re: NFCU - Great Refinance

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‎03-22-2011 07:37 AM

chasmith wrote:

I joined NFCU a couple of weeks after BK7 discharge.  Financed a car with Ford Motor Credit last summer (22K at 10.49% 60 months).  NFCU just refinanced at 5.99% 48 months, so I cut 5 months off my length for a $6.00/month increase in payments!

Smart move, and a great deal you got! Congrats!

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