NFCU VS USAA REFINANCE QUESTION

[hersheykisses]

what credit score are USAA versus NFCU looking at for the lowest auto refinance rate, i need 2.99% i believe NFCU is a bit more lenient in scores than USAA not sure if im right on that one.  Trying to figure out which one to apply for.

[HoldingOntoHope]

I am also a member of both and love them both for different reasons, but when it comes to any credit product NFCU will always be my first choice for ease of approval and / or recon ability, customer service and rates.

[Dustink]

+1

NFCU is easier, but you can apply for both and see if they will compete. As in app at NFCU, then call USAA and see if they will beat the rate offered by NFCU.

[CashOnDelivery]

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@kerbear1969 wrote:

what credit score are USAA versus NFCU looking at for the lowest auto refinance rate, i need 2.99% i believe NFCU is a bit more lenient in scores than USAA not sure if im right on that one.  Trying to figure out which one to apply for.

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NFCU is having Military Appreciation week. If you refinance now until May 11, you get $300. It's worth looking into...

https://www.navyfederal.org/membership-benefits/offers-discounts/military-appreciation.php