Reply
Contributor
Posts: 115
Registered: ‎05-10-2010
0

NFCU VS USAA REFINANCE QUESTION

what credit score are USAA versus NFCU looking at for the lowest auto refinance rate, i need 2.99% i believe NFCU is a bit more lenient in scores than USAA not sure if im right on that one.  Trying to figure out which one to apply for.

Valued Contributor
Posts: 1,057
Registered: ‎09-29-2009
0

Re: NFCU VS USAA REFINANCE QUESTION

I am also a member of both and love them both for different reasons, but when it comes to any credit product NFCU will always be my first choice for ease of approval and / or recon ability, customer service and rates.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

Starting Score: 500's
Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle)
Goal Score: 760 ALL


Take the FICO Fitness Challenge

Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: NFCU VS USAA REFINANCE QUESTION

+1

 

NFCU is easier, but you can apply for both and see if they will compete. As in app at NFCU, then call USAA and see if they will beat the rate offered by NFCU.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Established Contributor
Posts: 502
Registered: ‎04-17-2013
0

Re: NFCU VS USAA REFINANCE QUESTION


kerbear1969 wrote:

what credit score are USAA versus NFCU looking at for the lowest auto refinance rate, i need 2.99% i believe NFCU is a bit more lenient in scores than USAA not sure if im right on that one.  Trying to figure out which one to apply for.


NFCU is having Military Appreciation week. If you refinance now until May 11, you get $300. It's worth looking into...

https://www.navyfederal.org/membership-benefits/offers-discounts/military-appreciation.php

 


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.