NFCU auto with EQ frozen?

Anonymous · ‎03-02-2016

Does anyone have any recent experience with getting an autoloan from NFCU with EQ frozen? My understanding (and hopes) are that they will pull TU.

Stevielynx · ‎03-03-2016

Following

Anonymous · ‎03-03-2016

I don't know, I do know they normally pull both for an auto loan. I know some folks have been able to get credit cards (that they normally pull equifax for) done with EQ frozen and they have used transunion. Having said that they have different staff members and standards for each product.

Anonymous · ‎03-04-2016

I sent them an SM and they got back to me saying that they would only pull EQ. I decided to go with Capital One and got 2.49% for 60 months.

Anonymous · ‎03-04-2016

I doubt they would have beat the deal you got with Cap One by a whole lot so it sounds like it worked out fine. I have never frozen my reports, can I ask why you froze yours??

Anonymous · ‎03-04-2016

I have 13 hard pulls in the last year or so on EQ (5 from navy) and it by far my lowest score of the three so I was hoping to use on of the other bureaus that have a better score and only 3-4 pulls.