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NFCU vs USAA vs BoA USED Rates

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lawless05
New Contributor

NFCU vs USAA vs BoA USED Rates

So I Friday applied with NFCU and got a 2.99% APR for 60 months 15,000 Then yesterday later I applied with USAA and got a 8.49% APR for 60 months 16,000. Is it normal for the rates to vary so much between to lenders. Is it because I ask for more with USAA or is NFCU just better in that way?

 

 

Update: LOL just applied at BoA and they approved me for 16000 4% for 60 months. I think that USAA is just being a butt

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Mommyrambles
Member

Re: NFCU vs USAA vs BoA USED Rates

Same thing here. We applied for auto loan today of $45,000.

 

PSECU - 2.4%

NFCU - 1.9%

USAA - 7.9% ?!?!? What? 

 

I have been less and less happy with USAA over the past few years. 

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Revelate
Moderator Emeritus

Re: NFCU vs USAA vs BoA USED Rates

Credit unions are literally throwing money at people for car loans.  I don't think USAA is quite what they used to be either (fortunately the only thing I really care about is their insurance products where they're still among the best) but it's not exactly fair to compare them to Penfed / NFCU right now.

 

The outlier in there is BOFA in my estimation, but I haven't seen many of their auto loan approvals lately... I personally knew better than to even try with my credit history when it came to my own refinance Smiley Happy.




        
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