Credit Card Center Advertiser Disclosure†
09-24-2012 08:42 AM
App'd with NFCU since they had promos for this past week...and BOOM locked in 3.9% APR...Man I love NFCU!
09-24-2012 11:55 PM
09-25-2012 08:46 AM
Congrats! I just became a member there and can't wait until my bk is discharged! I hear they are very bk friendly.
09-25-2012 01:31 PM
I just completed a short sale after company relocation to other state forced sale. NFCU held mortgage. I was completly cooperative with them. All other loans with NFCU paid in full or current (3 autos current). After closing, NFCU closed my savings account and is prohibiting me from making loan payments in usual and customary way. There slogan is once a customer, always a customer only applies so long as they are making money off of you. This is true of all financial, not just NFCU. ME, I' am going to straight cash. No mortgage, no car notes, nothing.
09-28-2012 10:30 AM
Not a bad deal with teh $400 'cashback'
I did a vehicle refi with them in march and got $250 cash back... wonderful deal!
09-29-2012 08:02 AM
Like many CUs, NFCU cross-secures everything. Also, some lenders that are generous with limits and credit are the most rutyhless if you don't hold up your side of the deal. If they lost money on your short sale you are probably going to be phased out as a customer as your loans are retired.
09-29-2012 05:52 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.