09-24-2012 08:42 AM
App'd with NFCU since they had promos for this past week...and BOOM locked in 3.9% APR...Man I love NFCU!
09-24-2012 11:55 PM
09-25-2012 08:46 AM
Congrats! I just became a member there and can't wait until my bk is discharged! I hear they are very bk friendly.
09-25-2012 01:31 PM
I just completed a short sale after company relocation to other state forced sale. NFCU held mortgage. I was completly cooperative with them. All other loans with NFCU paid in full or current (3 autos current). After closing, NFCU closed my savings account and is prohibiting me from making loan payments in usual and customary way. There slogan is once a customer, always a customer only applies so long as they are making money off of you. This is true of all financial, not just NFCU. ME, I' am going to straight cash. No mortgage, no car notes, nothing.
09-28-2012 10:30 AM
Not a bad deal with teh $400 'cashback'
I did a vehicle refi with them in march and got $250 cash back... wonderful deal!
09-29-2012 08:02 AM
Like many CUs, NFCU cross-secures everything. Also, some lenders that are generous with limits and credit are the most rutyhless if you don't hold up your side of the deal. If they lost money on your short sale you are probably going to be phased out as a customer as your loans are retired.
09-29-2012 05:52 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO