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Navy Fed has only ever pulled my Equifax. I have two CC's and a car loan with them.
@Stevielynx wrote:
NFCU uses Fico 8 (usually Transunion) rather than the auto version, correct?
What bureau a lender pulls for you is based on your state / region. So your best bet here is to consult the credit pull database.
I think they use beacon 5.0 equifax unless you have equifax frozen they will pull transunion but only for credit cards. Any loan products they will ask you to unfreeze equifax thats what they asked me to do except for a credit card application. They wouldn't refinance my car but approved me for the cloc for 15k with the same hardpull. Will try again in a few months.