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@Appleman wrote:Had to do the math on that one, but with the drop from 20.7% to 5.7% the savings are huge.
$30,000 loan at 20.7% x 72 months is $22,618.36 in interest
$30,000 loan at 5.7% for 72 months is $5492.26 in interest
Nice job with the re-fi
Thanks, I was pretty pleased with it!
Any new ways to join yet?
Congrats!
I bought a brand new truck last year and could only get Cap1 to get me off the lot with the vehicle. I was financed at 22% a month later I saw that my credit score dramatically increased 60pts+ so I refinanced with NFCU at 8.69% which saved me a ton of money and dropped my monthly payment from $680 to $480.
Does anyone know if you can refinance a 2nd time through NFCU or will it have to be through another lender?
I am over the moon with the refi, even tho the rate isn't the best. But, compared to what I came down from, I love it! The car is a 2009 BMW and in great shape, but, it is not a spring chicken. My plan is to, bare minimun, double up on my payments to get the principle down as low as I can and in 6 months to a year, get into something new or newish.