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USAA can be quirky like that. Try NFCU, I think you'll experience far better results with them. In fact I'd pretty much expect you to get approved for the amount you want at NFCU's lowest rates.
Hi, thanks. I will definitely go with credit unions this time. I think it is safer compare to other creditors. I will just wait for few more months (4) and my Fico will go up again.
Ok. Around the East Coast, EQ seems to dominate the stage eventhough EQ has so many lawsuits or pending lawsuits regarding their business policy toward Consumers. I just found out I have TWO negative late payments on EQ on the same item eventhough on EX and TU only reported one. So basically, I am double screwed on the same thing from the courtesy of EQ. Capital One is sending letter to dispute the information on my behalf to three credit bureaus. If EQ is still not doing anything to fix my issue, I am going to sue the company for FCRA. My late payment is only $2.00 and it was because my automatic was stopped for some reason by Capital One system non-fault of mine. I resolved it with Capital One.
Updated: It was one negative on $2.00 late payment and another negative on $0.00 balance. However, there was never been any delinquent because the balance is usually $0.00.
Ok, thanks. I will look it up. My last attempt to get a loan with USSA didn't work out (Nov 2013). They gave me $20K with 12% APR because of EQuifax score was 650.
My FICO gone up a lot earlier than I expected since Equifax updated my report. Not sure about EX and TU. I think I will just hold on a bit longer from getting auto loan. I can still survive with my old vehicle for now. I am planning to drive it until it is done with its mileage even if I am getting a new truck.