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Need to re-fi WF Auto Loan and wonder who anyone might recommend.

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Established Member

Need to re-fi WF Auto Loan and wonder who anyone might recommend.

Hello,

 

I am looking to refi my auto loan from WF (17%) and have finally gotten to a better place score wise and am wondering who anyone might recommend. I just hate the idea of applying all over and would rather just focus on one and/or two.

 

TU 676

EQ 602

EX 669

 

Any suggestions?

 

 

Message 1 of 4
3 REPLIES
Moderator Emeritus

Re: Need to re-fi WF Auto Loan and wonder who anyone might recommend.

Moving to auto loans forum.

Message 2 of 4
Valued Contributor

Re: Need to re-fi WF Auto Loan and wonder who anyone might recommend.

at a 17% rate you need to consider if you have negative equity or not. To refi you may need a downpayment to make the new loan look attractive.

 

You need first do research and seee what your car is currently worth vs what you owe.

 

check to see if you have  a pre payment penalty

 

check to see if you have a unbroken payment history on the loan.

 

Once you have an idea about all that you can start to make inquiries.

Signature line begins:
Credit is not a right, but a business transaction, one that takes into account risk, and charges accordingly based on that risk.
Your credit score is an aspect of your credit profile. Important? yes but just an aspect. Contributing/supplemental information determines the finer point of the deal. Ask any question, respect me not to get mad if the answer is not the affirmation you are looking for,
Message 3 of 4
Epic Contributor

Re: Need to re-fi WF Auto Loan and wonder who anyone might recommend.

 


brojen wrote:

Hello,

 

I am looking to refi my auto loan from WF (17%) and have finally gotten to a better place score wise and am wondering who anyone might recommend. I just hate the idea of applying all over and would rather just focus on one and/or two.

 

TU 676

EQ 602

EX 669

 

Any suggestions?

 

 


I would maybe check out Capital One, or who do you bank with (WF?), you need to find someone that just uses TU

 

Message 4 of 4