@lepeetomain wrote:I recently turned in a leased car to lease a new car. The lender is BMW Financial Services.
I made 30 months of auto bill pay. BMW picked up the lease six months early to bulk up their
pre-owned stock. This new car loan (new acct.) has cost me 29 fico points. This is to me an
unreasonable decrease. I am taking on less debt (lower payment).
The payment record was flawless for 30 months. This is simply a lateral move. Why should
I be penalized 29 points? Please help any information or ideas.
Thank you,
Lepeetomain
Keep in mind the new TL decreased your AAOA. Depending on your profile, you might have been rebucketed - you'll regain your points back in 6+ months.
