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Hello Everyone,
I didnt know where else to put this since its not actually an AUTO loan but more of a MOTORCYCLE loan.
Since they are both a way for transporation, they would somewhat have the same guidelines.
I was considering applying for a motorcycle loan but I have a small ($36) medical collection that was just added last month. I paid it off just yesterday since I just found out about it yesterday. I know the new fico 08 doesnt count any collections under $100 but wasnt sure if that would be the same story if I were to apply for a motorcyle or another car loan in the future.
Any feed back would be greatly appreciated...
Most lenders don't share the exact FICO score version which they use, so it's certainly possible that this collection will hurt your score when you apply.
I'd try sending GW letters to try and have it removed.