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I'm in shock right now. Did an online app for auto loan with a dealer...he just emailed me and said my score was UNDER 500! I cannot see how. How do I go about getting my EXACT scores from the 3 CB's?
He did say my last 45 auto payments he can see were on time.
You can buy your EQ and TU on this website. Ex you have to go to thier own website (I'd just get the two here) Have you pulled your free annual reports from www.annualcreditreport.com ?
Remember there will be a slight difference in your true FICO score than the one the dealer pulled- he most likely used an auto enhanced version.
Use the free report as a basis of credit repair- and your FICO scores as a numerical comparison. Don't compare FAKOs to FICOs.