I just applied for a loan from roadloans just to see how much I could get. I saw a nice 2007 cls550 for 26,000 at carmax.com since they don't work with many dealers around my area. My fico is a 631 at the moment but might go down once they do their inquiry. I have a bankruptcy that hasn't been discharged yet. I can afford the car only reason I went through ch.7 was cause of cc debt. I've worked at my job for almost 3 years I'm a owner operator truck driver I gross around 200k a year. How much down do you think I will need to put down?