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Looking at the a new Honda Accord. Hoping to get their special 0.9% APR deal. They pulled my EQ and the score was 679. DTI is currently under 10%. I make roughly 40K a year and have had multiple car loans with nothing negative on my credit report. Seeing how my chances are with my current score to get Honda's currently finance special. Anyone have any stories about Honda financial at all?
Thanks
Honda Credit doesn't do sub-prime lending, so as long as you have a non-prime (640) or higher score, they will finance you. That said, you likely need to be 680 or higher to get sub one percent interest rate financing.
This is where I would suggest you go to DCU and have their rate and approval in your back pocket, in-case you can't get that rate. With your score, it's likely DCU will beat it.
Your auto enhanced score might be higher, you won't know until your apply.
I got the 0.9% APR rate that I wanted. I want to thank everyone that helped me and reading all of the great advice on this website. Helped me get a killer deal!
Did you have to give some rebates to qualify for the 0.9% APR?
Just used the $500 military rebate. I put down $1500 myself. Used TrueCar to help save me over 3300 with the dealership also.
Awesome.
This thread is worthless without a picture. Yeah if you've seen one Accord you've seen them all, none the less post a picture anyway...