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Please offer your insight and experience on a choice of refi sources

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Anonymous
Not applicable

Please offer your insight and experience on a choice of refi sources

My daughter is getting a divorce. It is amicable and they are separating their finances. He is on her car loan. She had good credit scores and she added him to help him with his. However, separating their finances, she wants to refinance in her name. Is their another way to solve this?  Anyway, the specific question is this: What banks, etc would you recommend for a refi? Her scores are: TU 722, EQ 705 and EX 690.  Thank you in advance for any insight/advice you may give.

 

In my wallet: Capital One (secured) 1917; Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000. Total Credit: 51,217.
6/13-FICO: EQ - 764; TU - 717; EX - 681; GOAL: 780 across the board. Gardening until further notice.

 

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2 REPLIES 2
ezdriver
Senior Contributor

Re: Please offer your insight and experience on a choice of refi sources

The current joint loan has to be replaced with one in her name only. Ref is the only way to do that. Try credit unions [NFCU is my favorite] and DCU.

Message 2 of 3
Anonymous
Not applicable

Re: Please offer your insight and experience on a choice of refi sources

Thank you!

 

 

In my wallet: Capital One (secured) 1917; Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000. Total Credit: 51,217.
6/13-FICO: EQ - 764; TU - 717; EX - 681; GOAL: 780 across the board. Gardening until further notice.

Message 3 of 3
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