05-21-2008 05:25 PM
So when they ask what I want as monthly payments....what do I say?"Thats not an issue I am more interested in the total I am going to pay for the car. "
05-22-2008 07:30 AM
05-22-2008 09:24 AM
05-22-2008 12:37 PM
05-22-2008 01:48 PM
I just called my CU (i just joined a week ago) to get some info about interest rate and how to go about getting the car this weekend, etc. Since it is my first time dealing with a CU, I'm kindof in the dark of how it works. The loan officer was soooo rude to me. I don't understand what her deal was. I really hate that!! She said that I can get 5.75% for a 4 year loan if I have good credit. She says it doesn't matter what my score is as long as I have good credit, the interest is 5.75. Is this a good interest rate or do you think I can probably do better through Honda? My scores are EQ 667, TU 653, EX 639. These are 2 weeks old, but maybe have gone higher because my utilization went down by paying off my CC. I'm hoping to get around $4000 for my wrangler from carmax. So I think I will probably be needing to finance around 12,000.Call the CU and try to see if you get someone nicer. Otherwise join another CU.How have you done on past car loans? Any lates or defaults?Also random Q, what year/mileage is the Jeep? I wanted to buy one, but not anymore with these gas prices .
05-22-2008 04:29 PM
05-24-2008 06:33 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.