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Regular Contributor
Posts: 160
Registered: ‎04-04-2013
0

Private seller auto loans post bk?

Is this possible? Im currently in a lease (not in my name) the purchase price will be about 25k for a 2011 traverse from ally. Turn back is 5/2014 at this point i wil be 10months post ch7 d/c. I have begun to rebuild. I can prove that ive been making the payments for 2 and half years and now i make a better salary. I have been approved fir a cap1 but i would have to get a new car just trying to keep the one ive put so much in already. Any one know of any private party that will loan post bk?
 Cap1 1500.00, CU card 800.00, express 250, nrewards 2500.00, VS 500.00, quicksilver 1500.00, BML 500.00, CB Loan 1000.00

Starting Score: 553
Current Score: 630
Goal Score: 650


Take the myFICO Fitness Challenge

 Pre BK score: 565 (Credit-Infonet)
Filed Bk : 3/26/13
Scores: TU 591, EQU 579 EXP 516
BK D/C: 6/21/2013
Post Clean up Scores: TU 569, EQU 553 EXP 587
New Accounts
6/28 Capital One $300.00
7/ Fp $700.00
9/11 Express Retail Charge $250.00
10/28/13- nfcu nrewards $500.00
New Member
Posts: 5
Registered: ‎10-15-2013
0

Re: Private seller auto loans post bk?

The private party will not give you a loan. You'll have to get a loan through a credit union. The private party is just an individual selling the car themselves. They'll want cash. 

Regular Contributor
Posts: 160
Registered: ‎04-04-2013
0

Re: Private seller auto loans post bk?

Thank you, my wording was bad, im looking for a bank that will fund a private party purchase. I do belong to nfcu, i think the bk is whats perplexing me.
 Cap1 1500.00, CU card 800.00, express 250, nrewards 2500.00, VS 500.00, quicksilver 1500.00, BML 500.00, CB Loan 1000.00

Starting Score: 553
Current Score: 630
Goal Score: 650


Take the myFICO Fitness Challenge

 Pre BK score: 565 (Credit-Infonet)
Filed Bk : 3/26/13
Scores: TU 591, EQU 579 EXP 516
BK D/C: 6/21/2013
Post Clean up Scores: TU 569, EQU 553 EXP 587
New Accounts
6/28 Capital One $300.00
7/ Fp $700.00
9/11 Express Retail Charge $250.00
10/28/13- nfcu nrewards $500.00
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