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Questions about Chrysler Finance

Established Member

Questions about Chrysler Finance

Can anyone give me any information about Chrysler Finance. I want to buy a Jeep Commander, new or used, and I was wondering if anyone knew who they pulled. I would like to try and get approved through them before I go shopping sub-prime.

I live in Nevada and my best score is TU 633. I have $6000 to put down and I am looking to buy this summer. Any info is appreciated.
Oh to myfico friends....thank you...thank you....thank you!
jaejae
8 REPLIES
Valued Contributor

Re: Questions about Chrysler Finance

I think they have a preapproval link on their website but i am not sure, neither do i know who they pull!
 
Sorry!

I'm not a kid anymore, I've done a lot of growing up! Smiley Happy
Starting Scores Sept '15- EQ-555, TU-542-EX-536
Current Scores as of June '16 - EQ-592, TU-635. EX-629
Gardening since June2016
Valued Contributor

Re: Questions about Chrysler Finance

Try calling Chrysler and ask them what credit bureaus they use when extending credit!

I'm not a kid anymore, I've done a lot of growing up! Smiley Happy
Starting Scores Sept '15- EQ-555, TU-542-EX-536
Current Scores as of June '16 - EQ-592, TU-635. EX-629
Gardening since June2016
Valued Contributor

Re: Questions about Chrysler Finance

Never bought a Chrysler........But I have bought a Hyundai, a Mitsubishi and a Nissan and each dealer pulled all 3 regular FICO scores. All dealerships in Las Vegas.
Mortgage Lenders Mid-Score 778 I AM A HOMEOWNER!!!!! 30 Year 5% Fixed Rate, closed on 3/18/09
Established Member

Re: Questions about Chrysler Finance

Thanks everyone for the info. I think I am going to wait a few weeks and see what else I can do to polish the credit report before I apply. I hate to waste the inquiry just because I feel impatient.

I know with Mortgages they use your middle score. Do they also use your middle score for car loans?


Thanks for the feedback!
Oh to myfico friends....thank you...thank you....thank you!
jaejae
Valued Member

Re: Questions about Chrysler Finance

I recently applied for a car loan with Chrysler and they pull TU. here is the inquiry on my report. TransUnion 05/14/2008 DAIMLRCHRYSL
Valued Contributor

Re: Questions about Chrysler Finance

I think they take the highest number and run with it because it is in their best interest for you to finance the car with them because that is where they make the money.
Mortgage Lenders Mid-Score 778 I AM A HOMEOWNER!!!!! 30 Year 5% Fixed Rate, closed on 3/18/09
Established Member

Re: Questions about Chrysler Finance

Markymark313,

If you don't mind me asking....where do you live? To give an idea of what states they pull TU in?

Thanks!
Oh to myfico friends....thank you...thank you....thank you!
jaejae
Highlighted
Valued Member

Re: Questions about Chrysler Finance

Jae, I live in Michigan. I applied online through their website and was approved with some technical details. I cannot exceeed the msrp of the base model so no options. Smiley Sad oh well, i still haven't jumped on it as I do want it fully loaded. the problem is not my scores but the length of my credit history which is short.