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Established Member
Posts: 14
Registered: ‎03-23-2008
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Questions about Chrysler Finance

Can anyone give me any information about Chrysler Finance. I want to buy a Jeep Commander, new or used, and I was wondering if anyone knew who they pulled. I would like to try and get approved through them before I go shopping sub-prime.

I live in Nevada and my best score is TU 633. I have $6000 to put down and I am looking to buy this summer. Any info is appreciated.
Oh to myfico friends....thank you...thank you....thank you!
jaejae
Valued Contributor
Posts: 1,926
Registered: ‎10-23-2007
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Re: Questions about Chrysler Finance

I think they have a preapproval link on their website but i am not sure, neither do i know who they pull!
 
Sorry!
Valued Contributor
Posts: 1,926
Registered: ‎10-23-2007
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Re: Questions about Chrysler Finance

Try calling Chrysler and ask them what credit bureaus they use when extending credit!
Valued Contributor
Posts: 1,060
Registered: ‎02-13-2008
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Re: Questions about Chrysler Finance

Never bought a Chrysler........But I have bought a Hyundai, a Mitsubishi and a Nissan and each dealer pulled all 3 regular FICO scores. All dealerships in Las Vegas.
Mortgage Lenders Mid-Score 778 I AM A HOMEOWNER!!!!! 30 Year 5% Fixed Rate, closed on 3/18/09
Established Member
Posts: 14
Registered: ‎03-23-2008
0

Re: Questions about Chrysler Finance

Thanks everyone for the info. I think I am going to wait a few weeks and see what else I can do to polish the credit report before I apply. I hate to waste the inquiry just because I feel impatient.

I know with Mortgages they use your middle score. Do they also use your middle score for car loans?


Thanks for the feedback!
Oh to myfico friends....thank you...thank you....thank you!
jaejae
Valued Member
Posts: 31
Registered: ‎05-13-2008
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Re: Questions about Chrysler Finance

I recently applied for a car loan with Chrysler and they pull TU. here is the inquiry on my report. TransUnion 05/14/2008 DAIMLRCHRYSL
Valued Contributor
Posts: 1,060
Registered: ‎02-13-2008
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Re: Questions about Chrysler Finance

I think they take the highest number and run with it because it is in their best interest for you to finance the car with them because that is where they make the money.
Mortgage Lenders Mid-Score 778 I AM A HOMEOWNER!!!!! 30 Year 5% Fixed Rate, closed on 3/18/09
Established Member
Posts: 14
Registered: ‎03-23-2008
0

Re: Questions about Chrysler Finance

Markymark313,

If you don't mind me asking....where do you live? To give an idea of what states they pull TU in?

Thanks!
Oh to myfico friends....thank you...thank you....thank you!
jaejae
Valued Member
Posts: 31
Registered: ‎05-13-2008
0

Re: Questions about Chrysler Finance

Jae, I live in Michigan. I applied online through their website and was approved with some technical details. I cannot exceeed the msrp of the base model so no options. :smileysad: oh well, i still haven't jumped on it as I do want it fully loaded. the problem is not my scores but the length of my credit history which is short.
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