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I am currently residing in the Houston area.Can anyone recommend a good lender to apply for a auto refi with? I have an account with Bank of America,Wellsfargo,First Service credit union and Smart Financial credit union.I also heard that DCU also is worth a try.
I recommend DCU. My husband ius in the process of obtaining membership and a refinance loan with them. He got approved for the refianance and now just trying to obtain membership. Not sure what they calculated his score at but apparently anything from the mid 600 scores will get you the 3.99% rate and anything from 675+ scores will get you the 1.99% rate. We are still waiting to hear about both.
Cudos on DCU. Give them a call. If your credit is up to it, they're my personal first recommendation. Do you know your current Fico scores?
@cdub69 wrote:
Equifax is 706,Experian is 700
Go for it. Probably get 1.99 at DCU