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Refi Lenders

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cdub69
Regular Contributor

Refi Lenders

I am currently residing in the Houston area.Can anyone recommend a good lender to apply for a auto refi with? I have an account with Bank of America,Wellsfargo,First Service credit union and Smart Financial credit union.I also heard  that  DCU also is worth a try.

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Refi Lenders

I recommend DCU. My husband ius in the process of obtaining membership and a refinance loan with them. He got approved for the refianance and now just trying to obtain membership. Not sure what they calculated his score at but apparently anything from the mid 600 scores will get you the 3.99% rate and anything from 675+ scores will get you the 1.99% rate. We are still waiting to hear about both.

Message 2 of 5
guydiver
Established Contributor

Re: Refi Lenders

Cudos on DCU.  Give them a call.  If your credit is up to it, they're my personal first recommendation.  Do you know your current Fico scores?

Message 3 of 5
cdub69
Regular Contributor

Re: Refi Lenders

Equifax is 706,Experian is 700
Message 4 of 5
guydiver
Established Contributor

Re: Refi Lenders


@cdub69 wrote:
Equifax is 706,Experian is 700

Go for it.  Probably get 1.99 at DCU Smiley Happy

Message 5 of 5
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