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I currently owe 16k @ 5% to USAA for my car. Just got an offer from up2drive for 2.99% to take it over.
It looks like this will save me about a thousand on the loan. The current loan is 16 months old.
Are their any negative factors in refinancing the car? Are there any fee's or Taxes?
Edit: cost me an HP on EX. I had EQ and TU frozen, Now all 3 are frozen again.
taxes? no
fees? depends on the lender, but i would say it's VERY rare to have fees attached to a car loan.
@Anonymous wrote:taxes? no
fees? depends on the lender, but i would say it's VERY rare to have fees attached to a car loan.
thank you
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@RM21 wrote:
How far into the original loan are you?
Account Name | Opened | closed | pos | Age | Balance | Limit | Util | Type | Status |
USAA auto loan | Feb-15 | 14.8 | 14.8 | $16,300 | $20,000 | 81.5% | Installment | Open |
@elim wrote:
@RM21 wrote:
How far into the original loan are you?
Account Name Opened closed pos Age Balance Limit Util Type Status USAA auto loan Feb-15 14.8 14.8 $16,300 $20,000 81.5% Installment Open
If you can get 2.99% now.... go for it.