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Contributor
Mama-j
Posts: 84
Registered: ‎12-07-2012

Refi approved

Yes! I refi my outrageous 14.99% loan from Wells Fargo down to 7.49% from my local CU. She will try to get it lowered though :smileyhappy:

and the best news is she pulled my EX at its at 699, last year my EX was at 528 how crazy is that. This CU also gives EX Fico score for their members, score!

Overall it's a good Saturday morning.


Starting Score: 2/22/12: EQ 530, TU 553, EX 528(lender). 12/4/12 (rebuilding starts)= EQ 599.
Current Score: 7/2/2013: EQ 712, TU FICO 702, EX 716(CU pulled).
Goal Score: 750 all across.

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Regular Contributor
SE7EN57
Posts: 177
Registered: ‎12-08-2012

Re: Refi approved

Grats!! Good credit seems to always pay off in the long run. :smileyhappy:

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Moderator
Revelate
Posts: 8,318
Registered: ‎12-30-2011

Re: Refi approved


Mama-j wrote:

Yes! I refi my outrageous 14.99% loan from Wells Fargo down to 7.49% from my local CU. She will try to get it lowered though :smileyhappy:

and the best news is she pulled my EX at its at 699, last year my EX was at 528 how crazy is that. This CU also gives EX Fico score for their members, score!

Overall it's a good Saturday morning.


Congrats!

 

Out of curiosity what CU is it and does the score have FICO written anywhere on it? :smileyhappy:

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Frequent Contributor
NewbieReed
Posts: 416
Registered: ‎12-05-2012

Re: Refi approved

Awesome! 

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
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