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Refi approved

Contributor

Refi approved

Yes! I refi my outrageous 14.99% loan from Wells Fargo down to 7.49% from my local CU. She will try to get it lowered though Smiley Happy

and the best news is she pulled my EX at its at 699, last year my EX was at 528 how crazy is that. This CU also gives EX Fico score for their members, score!

Overall it's a good Saturday morning.


Starting Score: 2/22/12: EQ 530, TU 553, EX 528(lender). 12/4/12 (rebuilding starts)= EQ 599.
Current Score: 1/4/16: EQ 743, TU FICO 724, EX 737.
Goal Score: 750 all across.

Take the FICO Fitness Challenge

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3 REPLIES
Regular Contributor

Re: Refi approved

Grats!! Good credit seems to always pay off in the long run. Smiley Happy

Amex BCP 12,500 - Amazon Chase Signature 10,000 - Discover It 9,000 - Walmart MC 7,500 - Citi Diamond 6,100 - Lowe's 6,000 - Fulton 6,000 - Amazon Store Card 2,000
Message 2 of 4
Moderator

Re: Refi approved


Mama-j wrote:

Yes! I refi my outrageous 14.99% loan from Wells Fargo down to 7.49% from my local CU. She will try to get it lowered though Smiley Happy

and the best news is she pulled my EX at its at 699, last year my EX was at 528 how crazy is that. This CU also gives EX Fico score for their members, score!

Overall it's a good Saturday morning.


Congrats!

 

Out of curiosity what CU is it and does the score have FICO written anywhere on it? Smiley Happy

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 3 of 4
Frequent Contributor

Re: Refi approved

Awesome! 

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
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