Refi for 2001 model.

[boomhower]

I've got a 2001 truck and am looking to refi it.  My score has went up substantially since I got it in December at ~8.5% and am looking to a lower rate.

[trix_r_4_kids]

We recently had to refi an older vehicle (2003).  Lenders usually have an issue with older models and higher mileage.  Our refi was further complicated by the fact that we were upside down on our loan.  As such, LTV was a problem.

USAA was able to meet our needs.  If you are a member, I recommend checking them out.

[Dustink]

It just comes down to LTV. If the car is worth more than book, you should be okay. If you are in with NFCU, check them out. They can probably get you a rate under 3%.