I Got a Current Auto Loan From Nissan NMAC At 12% Made 14 Payments On Time My Score From Credit Karma Is 636 Experian.Com Says 667 But I Don't Think So I Paid 2 Cards Off And Paying Most Of Them Hav 3 More To Pay Off When My Score Go's Up And I Got 7 Inqs Falling Off In December So Looking To Refinance
Payment Is $549 Always Pay $700 Every 4th When Due Payoff is $24,780 2013 Nissan Altima S
I Bought In September 2013 With 8 Miles Now Has 33,779 On It I Drive A lot
Had a Trade In With negative $5,000 Roll Over Put $2000 Down So That's Why Owe So Much
I Need a Good Place To Refinance I Was Thinking Of a Credit Union Cause People On Here Get Good Rates Please Let Me Know The Most Case To Go I Wanna Get Lower APR But Of My Payment Was To Drop I Will Still Pay $700 Everymonth I Have a Good Income
the scores you have are worthless but I would probably try DCU as it's easy to qualify to join them and they use EQ and have lowest rates around I believe.
not sure where you live but Burbankcity CU here in Burbank CA is who I refinanced with and they use a straight TU Fico score and once approved, the rates are set based on credit score not dependant on the credit analyst! (I think they have open ways to join also)
You can ask the cu for max refi they will do and pay the difference in the loan. I recently paid $1300 towards my loan before the cu would refi it... I just made an overnight payment and got a new payoff quote that the cu used
