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Regular Contributor
Posts: 232
Registered: ‎06-22-2008
0

Refinance Success !!!! Thank you to the myFICO boards!

After almost 6 months of cleaning up my credit - refinance success!

 

Was paying 16.51% ($525/mo) for over a year.

 

Just refinanced with Carolina Collegiate Federal Credit Union for ..................are you ready?..........................2.99% or $379/mo.

 

A SAVINGS OF $146 PER MONTH!!!!!!!!!!

 

Thank you to all on this board who have helped my straighten out my credit and put me on the right path.

 

Yesterday was a great day - a Discover IT card, an affordable car refinance and a Belk's Rewards Card.

 

THANK YOU THANK YOU THANK YOU!


I now plan on gardening!

Regular Contributor
Posts: 114
Registered: ‎07-26-2012
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

Congrats and continued success!

Established Contributor
Posts: 857
Registered: ‎10-25-2011
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

huge savings, congrats and good job on the hard work

Established Member
Posts: 22
Registered: ‎03-12-2010
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

Congratulations!


Starting Score:
624
Current Score: Myfico EQ 651 Walmart TU 638 lender pulled EX 639
Goal Score: 700

Take the myFICO Fitness Challenge

Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

Now continue making the $525 payment and you will see your balance go down in a hurry Smiley Happy

 

Congrats.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Regular Contributor
Posts: 154
Registered: ‎09-21-2012
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

Congrats!!!! Glad to see your hard work paying off BIG TIME! Cat Embarassed

Age: 22 //Cards: Chase Freedom, Chase Amazon Visa, Discover IT, CreditOne, CapOne Quicksilver, CapOne Cash, Walmart, Barclaycard, Citibank BestBuy, NavyFederal Visa Signature cashRewards //AAoA: 1 Year 3 Months (but going down quickly Smiley Tongue) //CK:692, Sesame:656
Regular Contributor
Posts: 232
Registered: ‎06-22-2008
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

definitely planning on paying more than the 379 each month.  I have become so used to 525 that this should be a easy thing.   thanks for all your support!

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Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

Nicely done, Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15

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