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Refinance Success !!!! Thank you to the myFICO boards!

Regular Contributor

Refinance Success !!!! Thank you to the myFICO boards!

After almost 6 months of cleaning up my credit - refinance success!

 

Was paying 16.51% ($525/mo) for over a year.

 

Just refinanced with Carolina Collegiate Federal Credit Union for ..................are you ready?..........................2.99% or $379/mo.

 

A SAVINGS OF $146 PER MONTH!!!!!!!!!!

 

Thank you to all on this board who have helped my straighten out my credit and put me on the right path.

 

Yesterday was a great day - a Discover IT card, an affordable car refinance and a Belk's Rewards Card.

 

THANK YOU THANK YOU THANK YOU!


I now plan on gardening!

Message 1 of 8
7 REPLIES
Regular Contributor

Re: Refinance Success !!!! Thank you to the myFICO boards!

Congrats and continued success!

Message 2 of 8
Established Contributor

Re: Refinance Success !!!! Thank you to the myFICO boards!

huge savings, congrats and good job on the hard work

Message 3 of 8
Established Member

Re: Refinance Success !!!! Thank you to the myFICO boards!

Congratulations!


Starting Score:
624
Current Score: Myfico EQ 651 Walmart TU 638 lender pulled EX 639
Goal Score: 700

Take the myFICO Fitness Challenge

Message 4 of 8
Valued Contributor

Re: Refinance Success !!!! Thank you to the myFICO boards!

Now continue making the $525 payment and you will see your balance go down in a hurry Smiley Happy

 

Congrats.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 5 of 8
Regular Contributor

Re: Refinance Success !!!! Thank you to the myFICO boards!

Congrats!!!! Glad to see your hard work paying off BIG TIME! Cat Embarassed

Age: 22 //Cards: Chase Freedom, Chase Amazon Visa, Discover IT, CreditOne, CapOne Quicksilver, CapOne Cash, Walmart, Barclaycard, Citibank BestBuy, NavyFederal Visa Signature cashRewards //AAoA: 1 Year 3 Months (but going down quickly Smiley Tongue) //CK:692, Sesame:656
Message 6 of 8
Regular Contributor

Re: Refinance Success !!!! Thank you to the myFICO boards!

definitely planning on paying more than the 379 each month.  I have become so used to 525 that this should be a easy thing.   thanks for all your support!

Message 7 of 8
Highlighted
Valued Contributor

Re: Refinance Success !!!! Thank you to the myFICO boards!

Nicely done, Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 8 of 8