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Regular Contributor
Posts: 228
Registered: ‎06-22-2008
0

Refinance Success !!!! Thank you to the myFICO boards!

After almost 6 months of cleaning up my credit - refinance success!

 

Was paying 16.51% ($525/mo) for over a year.

 

Just refinanced with Carolina Collegiate Federal Credit Union for ..................are you ready?..........................2.99% or $379/mo.

 

A SAVINGS OF $146 PER MONTH!!!!!!!!!!

 

Thank you to all on this board who have helped my straighten out my credit and put me on the right path.

 

Yesterday was a great day - a Discover IT card, an affordable car refinance and a Belk's Rewards Card.

 

THANK YOU THANK YOU THANK YOU!


I now plan on gardening!


2014 Goal ....... 700 Club   ...... repairing credit takes time......be patient.
-----------------------------------------------------------------------------------------------         
08/19/12 FAKO Scores - TU 560 EQ 545 EX 545    
09/29/14 FAKO Scores - TU 704 EQ 724 EX 714    
09/29/14 MYFICO Scores - TU 700 EQ 689 EX 711
Regular Contributor
Posts: 107
Registered: ‎07-26-2012
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

Congrats and continued success!

Established Contributor
Posts: 613
Registered: ‎10-25-2011
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

huge savings, congrats and good job on the hard work

I'm a personal banker and do a lot of auto loans serving the Houston area.
I suggest first time car buyers to read the sticky guide in the auto loan section.
I try to check these forums often, but if I missed your post, please feel free to message me with a link to it.
Established Member
Posts: 22
Registered: ‎03-12-2010
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

Congratulations!


Starting Score:
624
Current Score: Myfico EQ 651 Walmart TU 638 lender pulled EX 639
Goal Score: 700

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Valued Contributor
Posts: 3,097
Registered: ‎10-02-2012
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

Now continue making the $525 payment and you will see your balance go down in a hurry :smileyhappy:

 

Congrats.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Regular Contributor
Posts: 154
Registered: ‎09-21-2012
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

Congrats!!!! Glad to see your hard work paying off BIG TIME! :catembarrassed:

Age: 22 //Cards: Chase Freedom, Chase Amazon Visa, Discover IT, CreditOne, CapOne Quicksilver, CapOne Cash, Walmart, Barclaycard, Citibank BestBuy, NavyFederal Visa Signature cashRewards //AAoA: 1 Year 3 Months (but going down quickly :smileytongue:) //CK:692, Sesame:656
Regular Contributor
Posts: 228
Registered: ‎06-22-2008
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

definitely planning on paying more than the 379 each month.  I have become so used to 525 that this should be a easy thing.   thanks for all your support!


2014 Goal ....... 700 Club   ...... repairing credit takes time......be patient.
-----------------------------------------------------------------------------------------------         
08/19/12 FAKO Scores - TU 560 EQ 545 EX 545    
09/29/14 FAKO Scores - TU 704 EQ 724 EX 714    
09/29/14 MYFICO Scores - TU 700 EQ 689 EX 711
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Refinance Success !!!! Thank you to the myFICO boards!

Nicely done, Congrats! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13

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