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Refinance or Get a newer one?

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jamevfan
Frequent Contributor

Refinance or Get a newer one?

Last year I financed my 2009 Infiniti G37s with a 18% interest rate with a 570 score,it has 106,000 miles on it currently. Now that I a have higher scores I would like to get a better interest rate but dont know how to go about doing this(if possible) or should I just pruchase a newer vehicle? My most recent scores are below, we will be closing on a house in Feb so it will be in a few months. I plan on getting with a Credit Union prior to doing this and after closing on our home. Any advice would be appreciated

Current Ficos as of 01/2017 Equifax 640, Transunion 690 Experian 690 Mortgage middle score of 677
2 REPLIES 2
dabrian
Frequent Contributor

Re: Refinance or Get a newer one?

If your happy with the car I would try to refi.
NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 2 of 3
jamevfan
Frequent Contributor

Re: Refinance or Get a newer one?

Will they refi with high mileage? Are there any other limitations for refi

Current Ficos as of 01/2017 Equifax 640, Transunion 690 Experian 690 Mortgage middle score of 677
Message 3 of 3
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