Hubby is taking a temporary pay cut..so we took our two vehicle loans to usaa. Got my car down from 10.99% to 7.49% and went from a $440/mo payment to $290/mo. Added another 12mos to the note, but we have decided to get rid of that car this week anyway by paying the 3k neg equity in cash and purchasing another truck for 1.99% (promotional rate from our credit union) and 36 mos for about $290-310/mo. His truck note decreased from 84 to 72 months, but only dropped 1.5% to 7.49 as well..bt we shaved a year off!
Our mortgage fell thru, thanks to the pay cut..made our DTI too high, and I didn't want to take on more debt that I wasn't 1000% sure we could afford. Not passing the pest inspection helped us decide to let it go, too!
No car payments til December..so that's nice 