Roadloan

[roastbeans]

 I currently pay $404 a month on my auto loan and tried to refinance it thru loadloan, hoping to lower my monthly payment and it came back with $456 a month?! for 72 months? What am I missing here?? Myfico score is almost 680 and have been paying the loan faithfully for last 11months.

[Creditaddict]

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@roastbeans wrote:

 I currently pay $404 a month on my auto loan and tried to refinance it thru loadloan, hoping to lower my monthly payment and it came back with $456 a month?! for 72 months? What am I missing here?? Myfico score is almost 680 and have been paying the loan faithfully for last 11months.

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Who is current loan with?

interedt rate?

do you bank with a credit union?

[Luscher]

Roadloan will give high rates, try a credit union or somebody you bank with

[parkbuilder]

I to was approved with Road Loans at 14.1%! Shopped around and found a better deal elsewhere.

[yudeology101]

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@roastbeans wrote:

 I currently pay $404 a month on my auto loan and tried to refinance it thru loadloan, hoping to lower my monthly payment and it came back with $456 a month?! for 72 months? What am I missing here?? Myfico score is almost 680 and have been paying the loan faithfully for last 11months.

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Wow, they've also sent me an offer in the mail recently too.  Thanks for the info, i'm kinda glad that i didn't fill out the app form.

[Creditaddict]

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@yudeology101 wrote:

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@roastbeans wrote:

 I currently pay $404 a month on my auto loan and tried to refinance it thru loadloan, hoping to lower my monthly payment and it came back with $456 a month?! for 72 months? What am I missing here?? Myfico score is almost 680 and have been paying the loan faithfully for last 11months.

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Wow, they've also sent me an offer in the mail recently too.  Thanks for the info, i'm kinda glad that i didn't fill out the app form.

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Wooohwooh... Roadloans may specialize in subprime but they very much go prime too... I happen to be a fan because how easy and yes most likely with good credit you can do better through dealer or credit union but they can be good

[Omw800]

High I work for Honda,Unfortunately Road loan's are targeted to prospect that have less than perfect credit, that's why their interest rate is through the roof. Do try another bank.Good Luck

[Omw800]

Meant to write Hi, not high

[thatguy1]

Roadloans approved me for 18%, and I got 13.65 % from my CU.