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Roadloans approved for me, Equifax: 562

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Anonymous
Not applicable

Roadloans approved for me, Equifax: 562

I asked for 21,000, they gave me a maximum of 15. Should I call and appeal for a bump up to 20,000? Are they lenient at all?
Message 1 of 5
4 REPLIES 4
niecey89
Frequent Contributor

Re: Roadloans approved for me, Equifax: 562

I am not sure how lenient they are but when I asked for 25,000 and my scores at the time were 550. They gave me what i asked for. But the rates were like 16.99% something like that.

 

I did not use the check received a better rate from Directloans but the dealership got me a even better rate. Still how but cheaper then both (13%)

Have you tried a credit union?
Message Edited by niecey89 on 10-06-2008 04:06 PM
FICO Scores 7/15/2008: EQ 600, TU 546, EX 490
9/17/08 - TU 571,12/17/08 649,3/16/09 638, 6/14 642
ScoreWatch 12/17/08 EQ 646, 1/2/ 09 664, 2/2/09 684,2/12/09 673, 2/16/09 688, 2/27 674,3/3 682,4/16 685, 6/28 679
1/2/09 EX 668 2/13/09 669
AS of NOV08 I am Credit card debit free. I AM A MYFICO.COM ADDICTED Smiley Happy ~
Message 2 of 5
Anonymous
Not applicable

Re: Roadloans

Hi, I applied directly at the RoadLoans website and was approved for 16k.

 

Applied through LendingTree three weeks later and was approved with RoadLoans for 20k. Not sure if that is normal or not…

 

My scores are between 558-591.

Message 3 of 5
niecey89
Frequent Contributor

Re: Roadloans approved for me, Equifax: 562

I used lending tree, that is how i was approved my roadloans, direct loans, and it was another one i can not remember
FICO Scores 7/15/2008: EQ 600, TU 546, EX 490
9/17/08 - TU 571,12/17/08 649,3/16/09 638, 6/14 642
ScoreWatch 12/17/08 EQ 646, 1/2/ 09 664, 2/2/09 684,2/12/09 673, 2/16/09 688, 2/27 674,3/3 682,4/16 685, 6/28 679
1/2/09 EX 668 2/13/09 669
AS of NOV08 I am Credit card debit free. I AM A MYFICO.COM ADDICTED Smiley Happy ~
Message 4 of 5
Anonymous
Not applicable

Re: Roadloans approved for me, Equifax: 562

They approved me for $18k with an interest rate of 16%, my scores where mid 600's. Chase picked me up at 9% the day prior, so I told RL no thanks. I was insulted by their offer, but maybe Im a little sensitive. Midol for men?
Message 5 of 5
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