Credit Card Center Advertiser Disclosure

Valued Member
Posts: 25
Registered: ‎06-07-2011
0 Kudos


I was approved for a loan through road loans . Com and was approved for a new auto loan up to 27k @14.49%. I know this sounds bad but my credit is in the rebuilding stages and in very bad shape. I went to the dealer on their list and picked out a car, signed the paper work and left the car there until it's funded. My worries are this, does road loans charge the dealer fees that will make them back out of the deal? The loan offer I choses was a special subprime Deal on new vehicles that Santander has with Chrysler. Does anyone have experience with this? The dealer was unable to come anywhere near the interest rate that roadloans offered but seemed unsure about road loans. I ggoled the paperwork and agreements the dealers have to sign with road loans so I have hard time believing they are ignorant of the fees? Do I have a reason to be worried and does anyone know anything about their financing?

Thanks in advance!

Starting Score: 500(06/11)
Current Score: 645 (04/12)
Goal Score: 680

Cap 1-500, best buy MC-300, orchard bank MC-300, first premier-300, amazon-600. All new since July '11 no late payments and carry no balances.

Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.