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New Contributor
Posts: 351
Registered: ‎06-02-2013
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Same day approval and next day funded of Auto Loan

Based of the suggestions of others here I went ahead and applied for a 2nd car loan after getting approved from USAA last week. My 2nd loan was approved for $60k, 72 months at 2.25%. They will be funding it tomorrow after it was approved today. Very quick and easy from Lightstream who I had never heard of before.

If women didn't exist, all the money in the world would have no meaning. -- Aristotle
Starting Score: 777
Current Score:  761
Goal Score:      800
Posts: 8
Registered: ‎03-04-2008
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Re: Same day approval and next day funded of Auto Loan

That's good! 


I have been hearing about LightStream lately - a division of Suntrust bank that does loans for SUPER-well-qualified scorers.  I believe you can't have ANY prior BKs on your report. This is the second time I have heard of them in a week, they have been established, I believe - almost a year, but are a Suntrust division.


Enjoy your car!

Established Contributor
Posts: 623
Registered: ‎01-09-2013
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Re: Same day approval and next day funded of Auto Loan


Even more congrats to being a part of the elite "SUPER-well-qualified" as carmenah stated. Smiley Wink

Valued Member
Posts: 25
Registered: ‎02-02-2009
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Re: Same day approval and next day funded of Auto Loan

Can I ask what they needed? What score you had and who they pulled?

Was thinking about doing the same, but wasnt sure all what they needed or if I qualify.

I do have 1 single late mtg payment showing from 2009, and a 760TU/775Eq/780Exp. and about 15% util. When paid down it jumps 20+ points, so I can do that if needed.

But WF actually turned me down due to the late, and its my own bank.

That was for a LOC, not a car loan. The single reason given was that 4 year old late.


any details would help



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