ok whats good income? You are not exactly giving enough information for any real advice.
And in reality, with that amount of nothing in your credit report (assuming you have no other car loan or mortgage history showing, and the credit limits are "relatively" small) you are not getting a lease, unless your income is $60K plus a year with a fat downpayment and no real monthly expenses.
And even then your lease payment will not be competitive to those advertised cheap lease payments and will not be competitive to a purchase payment.
Leases are harder to get then purchases. Leases to be a better payment option then purchases need a better score, credit history and such to get done.
if you got only a 1 year credit history with two cards you need to lower you expectations, unless you are in the military (and that has limitations) or just graduated school as a CRNA and have a contract already.
Whats your:
1 Yearly income gross, not counting overtime
2 Profession
3 Length of time at employer
4 Rent
5 Other monthly obligations
6 Age
7 what are you trying to lease and why?
Signature line begins:
Credit is not a right, but a business transaction, one that takes into account risk, and charges accordingly based on that risk.
Your credit score is an aspect of your credit profile. Important? yes but just an aspect. Contributing/supplemental information determines the finer point of the deal. Ask any question, respect me not to get mad if the answer is not the affirmation you are looking for,
