Scores needed for DCU refinance

Anonymous · ‎08-22-2016

Hi all,

Haven't been here a while and I'm sure things have changed. What are the current DCU rates and scores needed these days?

Michelle

Anonymous · ‎08-23-2016

Anyone?

dabrian · ‎08-23-2016

680 I believe gets their best rate which is 1.99 with direct deposit.

NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k

EddieK · ‎08-23-2016

They changed their tiers. 730+ is now the highest, which gets you 1.74% w/ DD. Then 700-729 is 1.99% w/ DD.

Starting Scores:
1/19/14:
1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:

Anonymous · ‎08-23-2016

I applied with DCU at the beginning of August, my scores were within a point of two of what they say in my siggy. I got 3.99% without dd, would be 3.49% with dd.

fltireguy · ‎08-26-2016

GF was offered 3.99 with 655 FICO8

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!