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Hi there,
Thank you in advance for those stopping by to read and contribute. I have received a lot of help in the Credit Repair section and am finally able to make it to Auto Loans. Just in time as car is on its final legs.
I'm trying to purchase a used vehicle and I was wondering if I can get feedback on chances of success with PenFed. I have heard many great things about PenFed and it would be great if I could establish some credit history with them-not to mention have a low interest auto loan. I have already went through the Capital One Auto Navigator and they had pre-qualified me up to $35,000 with rates of 3.45% - 12.54%.
Current FICO 8 information:
618 Equifax
641 TransUnion
630 Experian
Current FICO Auto Score 8
596 Equifax
640 TransUnion
630 Experian
I had input a few vehicles into Cap1's calculator and for a $30k vehicle it will range between 5.20% for 72 months to upwards of 9.02%. My question is do you think I would qualify for an auto loan with PenFed? Thank you for your feedback.