@Anonymous wrote:
Right... It shouldn't be illegal. The cap 1 loan was 27% but I was 23 at the time and did not know about interest nor did my salesperson explain anything to me. Just told me to sign and give them the money. I think I will try some of the Companies mentioned and see what I can get. Just don't want to pay more than $8000 out the door and maybe a 18% APR max.
Trust me if you can afford a 400-500 monthly payment go with a new Honda Civic. Great vehicle and loan won't kill you. Honda themself would probably finance you cuz your repo isn't with them. Even if it's 17-18 % still finance it and ask them for 72 months financing so can get it into monthly payment you can afford. Just make sure you pay it on time every month and keep your credit on track and u can refinance it 12 months later
