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I currently have auto loan with co-signer from WFDS with 4.9% ($392.53/mo) for 65 months. I already have 8 payments with them. I'm planning to get refinance at DCU, last time I got approved for 1.74% for 48 months, but they want me to provide paystub. Now that I'm employed should I consider again for refinancing with them? I can provide paystub. and another thing, I want to remove my co-signer. This is my first auto loan, and I would like it to be named only on me. What do you think?
Currently have 762 TU FICO and 758 EX FICO, Not sure about EQ, and I know they love EQ.
@Anonymous wrote:
I would try. You just need 675 to get top tier. A few percentage points will save a decent amount, especially with your time left. Also, it's a chance to get it only in your name. You'll get your EQ with them monthly too.
Thanks, I'm sure I'll be on top tier, so should I go for it? What do you mean by EQ monthly? They do have monitoring too?
@Anonymous wrote:
@Anonymous wrote:
I would try. You just need 675 to get top tier. A few percentage points will save a decent amount, especially with your time left. Also, it's a chance to get it only in your name. You'll get your EQ with them monthly too.Thanks, I'm sure I'll be on top tier, so should I go for it? What do you mean by EQ monthly? They do have monitoring too?
They give you a free EQ04 score with your membership, it's sent to you on the last Friday of the month.