I had a car repoed in Oct. 2002. Last I checked my credit report which I believe came from Transunion, I did not see it listed as a charge off anymore. If it has dropped off my regular credit reports, will it show up on the Auto Enhanced? I am trying to wait until Sept. 2009 to buy a vehicle. I am looking at buying a Dodge Durango (2007 or newer) and my budget is no more than $15,000.00 and yes there are used Durangos at these prices right now.
My husband and I currently own a 2005 Dodge pickup that we put $8,000 down on and the loan price was for about $28K, we currently owe about $16K. We pay $566/mo and have never been late. Our first payment was August 2005, so a little over 3 1/2 years. I think our interest rate is like 12.5%.
He has actually had 2 vehicles paid off before. Any chance we will get approved for the new auto loan for the used Durango?
