Significant difference in my fico and dealer pull

[Sbrooks1]

EQ auto score per my fico 656, dealer pull auto score 609. Very concerning as I subscribe to be knowledgable and this was a kick in the gut

[StartingOver10]

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@Sbrooks1 wrote:
EQ auto score per my fico 656, dealer pull auto score 609. Very concerning as I subscribe to be knowledgable and this was a kick in the gut

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Did the rep actually show you the score or just tell you the score?  It's possible that the dealership has their own scoring system. Did he tell you it was the EQ auto score or something else....guess you can tell I don't trust the F&I people a lot....

[Sbrooks1]

Actually it was an online app with cap one and they mailed me the score used, pretty confused as I thought scores here were what dealer would pull for auto and mortgage

[Sbrooks1]

Said auto score EQ and according to my auto in MF is 656

[settleordelete]

Same thing happened to me on April 22, My Eq auto score here was 680 something, the dealer pulls a 702. Different version perhaps.

[GalaxyStars]

There are 2 variances of Auto Scores.

Fico Auto Score 8 (more commonly used) - mines is 687 from Experian

Fico Auto Score 9 -  mines is 737 from Experian

So depending upon which version was pulled, it could defintely differ

They both should be available under your subscription.