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Established Member
hrguy
Posts: 50
Registered: ‎11-06-2012
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Re: So I got Approved, but have some questions on the best direction I should take (finance vs lease

Most leases have to go through the manufacturer, credit unions very rarely if at all do leases.  It's good to establish relationships with manufacturers for the incentives and cash back offers at signing whether leasing or financing.  I usually take the manufacturer offer if the incentive is good and then refinance with my CU if they offer a better rate.

Filed BK 7: 2/28/2012 | Discharged: 7/24/2012
POST BK APPROVALS:
NFCU nRewards Secured Visa: $1000 7/12| Apple FCU Secured Visa: $1000 9/12
Toyota Finance Lease: 0% | 0.0008 MF 10/12
Barclay Apple Finance Visa: $2200 1/13
NFCU cashRewards Visa: $2500 3/13


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