Established Member
Posts: 13
Registered: ‎02-27-2013

So confused about auto FICO scores

They ran Experian and Transunion - I got 740 on Experian and 640 on TransUnion.  Seems nuts.  They are using the higher one, so it doesn't really matter, but the discrepancy is huge.

Established Contributor
Posts: 972
Registered: ‎02-18-2014

Re: So confused about auto FICO scores

Have you pulled either report and compared them side by side, it's possible something is reporting that should not be. 

Amex PRG - Amex ED - Chase CSP - Chase Freedom - Discover IT - Barclay Ring - Barclay Financing Visa - NFCU cashRewards - EnergyOne CU Visa - Walmart - Best Buy - Buckle Store - State Farm Student Visa - $34K Truck loan @ 2.7%
Valued Contributor
Posts: 1,288
Registered: ‎02-12-2014

Re: So confused about auto FICO scores

There's something up. Explicit is right: you should pull your reports and compare them. There's something (some kind of baddie to be specific) on TU that's not on EX, I can almost guarantee it.

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