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So confused about auto FICO scores

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Established Member

So confused about auto FICO scores

They ran Experian and Transunion - I got 740 on Experian and 640 on TransUnion.  Seems nuts.  They are using the higher one, so it doesn't really matter, but the discrepancy is huge.

2 REPLIES
Established Contributor

Re: So confused about auto FICO scores

Have you pulled either report and compared them side by side, it's possible something is reporting that should not be. 

Valued Contributor

Re: So confused about auto FICO scores

There's something up. Explicit is right: you should pull your reports and compare them. There's something (some kind of baddie to be specific) on TU that's not on EX, I can almost guarantee it.

For an urgent question Monday thru Fridays, feel free to email me directly remembermyfico //at// gmail /dot/ com if you need a response in 24 hours.